Investments
Church Organizers Foundation provides personalized portfolio management to help you meet your investment goals. Using proven processes and a stewardship‑based investment philosophy, we seek to assist you in achieving those goals. Our disciplined market monitoring supports active, strategic decision‑making and ensures flexible, consistent portfolio management.
Our Approach
Investment Style
At Church Organizers Foundation (COF), we specialize in customizing investment portfolios by leveraging our market insights to align with your specific personal goals. As of January 2026, we offer three distinct model portfolios designed to meet varying risk tolerances:
- Moderate Conservative Fund: 30% stocks, 60% bonds, and 10% cash.
- Moderate Fund: 50% stocks, 40% bonds, and 10% cash.
- Moderate Aggressive Fund: 60% stocks, 35% bonds, and 5% cash.
Please let us know which of these models best aligns with your objectives, or if you would like to discuss how we can further tailor these options to your needs. We look forward to helping you reach your financial goals.
Investment Philosophy
Our investment philosophy, which serves as the foundation for our financial decision-making. Our approach is deeply rooted in the principles of stewardship, reflecting our belief that the economy and free markets are instruments used by God for His purposes.
Our strategy closely aligns with the methodology of Howard Marks, prioritizing rigorous risk control and consistency over high-risk speculation. We focus on specialized expertise and identifying market inefficiencies, while intentionally rejecting market timing. Furthermore, we operate under the conviction that macro-forecasting is not an essential requirement for successful long-term investing.
Team Approach
Our portfolio management services can help streamline your investment process. Navigating a landscape of thousands of global securities can be a significant challenge, but our dedicated research team is equipped to manage this complexity on your behalf. By leveraging our internal expertise, we simplify the selection process to ensure your portfolio is strategically positioned.
COF MODERATE FUND
Schwab Advisor Services™ provides custody, trading, and the support services of Charles Schwab & Co., Inc. (“Schwab”), member SIPC, to independent investment advisors and Charles Schwab Investment Management, Inc. (“CSIM”). Church Organizers Foundation is not owned by, affiliated with, or supervised by Schwab.
